Financing to Build Your Real Estate Portfolio

Lima One Capital provides financing for real estate investors nationwide. We offer products ideal for investors who are buying their first rental property or adding to their portfolio. We’ll help you find the right loan option and then close your deal with speed and certainty.

Backed by the Strength of Lima One


Lima One Capital is the nation’s premier lender for real estate investors. We work with investors across the country. Our in-house team will quote, submit, underwrite, and service your deal through the life of the loan—giving you the best customer experience possible. We lend in 46 states and Washington, D.C., which means we’re ready to help you wherever your next investment is.


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A Solution for Every Investment Strategy

The most comprehensive products in the industry


Fix and Flip, Bridge, and Fix2Rent®. Great rates, quick closes, and in-house construction management and servicing.

  • Up to 92.5% LTC and 75% ARV
  • Loans up to $3MM
  • Non-recourse available
  • Close in as few as 10 days
  • 13-month standard term

We’re the lender built for builders. Ground-up construction, tear-down, in-fill, specs, and model homes.

  • Up to 85% LTC and 70% LTV
  • Loans up to $3MM
  • Simple in-house construction management, inspections, & servicing
  • Fast, common-sense underwriting
  • Non-recourse available

Single Rental Properties or Rental Portfolios. The best suite of products in the industry.

  • Up to 80% LTV purchase and 75% cash-out refinance 
  • Non-recourse available
  • 5 & 10-year ARM options
  • 30-year fixed or I/O
  • Loans $75K - $2.5MM

Flexible and fast. Value-add bridge or stabilized multifamily financing.

  • Up to 80% LTC
  • Non-recourse available 
  • Loans up to $12M
  • Fast due diligence and closing

Let Lima One Help You Learn and Scale

As a follower of Nic's Guide, you know the value of knowledge as you build your investment business. Lima One can help. We offer exclusive resources to help you scale.


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The Real Estate of Things Podcast

Insights and Stories from Top Investors


Lima One’s Blog

Articles for Every Investment Strategy

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